Find your new home.

Sign Up Today!

Get fresh listings via email, save your favorite listings, match with similar properties, and unlock additional property info.

Create Your Account

Do not fill in this field:

Already have an account? Log in

Back To Blog

Acceptable Sources of Funds

Grace Golden Country Homes Logo



There are many ways to come up with the money that you need to buy a home.

My goal is to assist you with your personal plan!

  1. Deposit Accounts, Vested Retirement Accounts, Stocks, Bonds, Trust funds
  2. Gifts (may have minimum investment requirements depending on program & LTV)
  3. Sale of Asset (Home, car, boat – proof required)
  4. Secured Loans: Vehicle, 401k, Home Equity, Bridge Business Assets: Accounts (provided no negative impact on business)
  5. Rent-to-Own: Credit toward down payment cannot exceed the difference between Market Rent and the Actual Rent paid for the last 12 months.
  6. Seller Contributions: 2%, 3%, 6%, 8% or 9% depending upon LTV & Occupancy
  7. Down Payment Assistance: Grant Funds or Community Loans
  8. Tax refunds
  9. Life insurance
  10. Real Estate Commission
  11. Lender’s Premium pricing
  12. Real Estate tax credit
  13. VA & USDA Loans Only – Personal Unsecured Loans Some Programs Allow Sweat Equity
   Note: Depending on the program, some of these funds may be used ONLY for closing costs. It is important to discuss with your lender what CAN BE USED for down payment purposes.

    Add Comment

    Comments are moderated. Please be patient if your comment does not appear immediately. Thank you.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.


    1. No comments. Be the first to comment.