Private Colorado Mountain Retreat on 5+ Wooded Acres with Pond, Creek, No HOA, Short-Term Rentals Allowed & Seller Financing Available! Welcome to 13862 County Road 502 in Bayfield, Colorado, a beautifully maintained 2,100+ square-foot custom mountain home offering exceptional privacy, natural beauty, and versatility just minutes from Vallecito Lake and Durango. Seller is willing to offer owner financing with acceptable terms, providing buyers with an additional purchasing option! Situated on over 5 wooded acres with no HOA and no covenants, this secluded Southwest Colorado property is ideal as a full-time residence, vacation home, mountain getaway, or potential income-producing Airbnb or VRBO short-term rental. Inside, the impressive great room showcases soaring vaulted ceilings, dramatic floor-to-ceiling windows, and a stunning stone fireplace constructed from natural lichen-covered rock harvested directly from the property. The main-level primary suite offers convenient access to a private patio and outdoor hot tub, while a spacious covered front porch overlooks the beautifully landscaped lawn and picturesque pond fed seasonally by South Fork Texas Creek. Mature trees, a magnificent willow tree, and creekside vegetation create a peaceful, park-like setting with exceptional privacy and frequent visits from deer, wild turkey, and seasonal elk. The irrigated lawn draws water from the pond, adding to the property's lush mountain setting. Additional amenities include an oversized 1,300+ square-foot attached garage with room for 4 vehicles, a two-person sauna, built-in safe, fenced and paved dog run with doghouse, and a private 100-yard rifle sight-in range oriented toward the hillside. Located less than a quarter-mile from paved County Road 501, this property offers the rare combination of seclusion and convenience, approximately 10–15 minutes from downtown Bayfield and Vallecito Reservoir and 30 minutes from Durango. Enjoy nearby boating, fishing, hiking, hunting, mountain biking, camping, skiing, and year-round outdoor recreation, with convenient access to the San Juan National Forest, Purgatory Resort, Wolf Creek Ski Area, and Mesa Verde National Park. Lovingly cared for by its original owner, this unique Bayfield acreage property delivers everything buyers seek in a Colorado mountain retreat: privacy, wooded acreage, seasonal creek frontage, a private pond, an oversized garage, and outdoor living spaces. A rare opportunity to own your own private Southwest Colorado mountain oasis near Vallecito Lake, with flexible seller-financing possibilities!