Welcome to 44 Monument Avenue - Nestled on the shore of Lake Pagosa, this 2,364 sq. ft. home offers the perfect blend of mountain charm and waterfront lifestyle. Featuring 3 bedrooms and 3 baths plus an overflow bonus/flex space with an additional 4th bedroom and bath, there’s room for family, guests, and more. Step inside to a warm and inviting living room with vaulted tongue-and-groove ceilings and a woodstove set against a stone backdrop with floor to ceiling windows looking out over the lake and offering lots of natural light. The upstairs primary suite is a private retreat with lake views and a spacious sitting/second living area—perfect for morning coffee, a quiet reading nook or separate office space. On the main level, one of the bedrooms is a private en-suite, ideal for guests. The second bedroom on the main level opens to the back deck. Outside, enjoy your private dock and the ability to kayak, paddleboard, or fish right from your backyard. A deck overlooking the lake provides the perfect setting for summer barbecues and sunset views. Surrounded by a wooded lot, this home offers both privacy and a connection to nature. Whether you’re seeking a year-round residence, a vacation getaway, or an investment property, this lakefront haven is ready to make your Colorado dream a reality.