Rare 4.125% ASSUMABLE MORTGAGE! Located on a quaint, tree-lined street in the highly desirable north Cortez area, this charming home features a fantastic & versatile floor plan. The main level of the home includes a large living room with tall ceiling, and numerous windows to pour in natural light. This open-concept main level has entertaining prioritized with the dining and kitchen area connected with an eat- up or serving bar. Granite countertops, ample cabinetry, and a great pantry for storage. On the opposing side of the home, is a large primary suite that boasts a walk-in closet with a convenient walk through to the laundry room! The en-suite bathroom includes a double vanity, walk-in shower, and separate soaker tub. Everything you need on the first floor including a half bathroom for guests! Upstairs are two sizable secondary bedrooms and another bathroom, along with an area perfect for a reading nook, small desk or music space. The property has a privacy fenced backyard with large patio for BBQing, or for a fire pit and seating, along with a yard with sprinkler system. The pleasant appeal of the neighborhood is preserved with the rear entry 2-car garages having a separate alley. This property could very easily be converted to a "lock and leave" residence for those searching for a second home or those looking to downsize with the flexibility of additional space upstairs. The Four Corners area is known for its beautiful landscapes and proximity to outdoor recreational activities, such as hiking, biking, and exploring nearby Mesa Verde or Telluride. The property has so much potential for personalization with a wonderful location close to all amenities. Seller has an assumable VA loan (need not be a Veteran to assume) with an interest rate of 4.125%. Inquire for details of how to apply to assume.